Roth IRA: Eliminate Tax Drag

Do you have underutilized Roth IRA potential?


tap to view infographic

Business owners & independent contractors:

Move up to $76,500/year into tax-free Roth accounts using a custom 401(k) plan,

plus $8K-$16K/year via Backdoor in 2024

Withdraw anytime, penalty-free

Roth IRA contributions can be withdrawn anytime, penalty-free.

Roth IRA conversions are available after age 59 or after five years.

Roth IRA withdrawl rules for contributions, earnings and conversions



As you take distributions, the ordering rules tend to be the most favorable:

(1) Roth contributions (no tax, no penalty)
(2) Roth conversions (no 5-year wait if age 59½)
(3) Roth earnings (income tax + penalty if too soon)

"I have taxable savings. How can I get permanent protectection from taxes?"



The Backdoor Roth IRA Strategy can save you thousands in taxes.

Move up to $7,500/year, per spouse/child: much like compound interest, the benefits accrue with time.



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Modern Wealth Management



How It Works

Get a personalized financial plan where your goals and priorities are integrated with your tax profile and estate needs.

Investment choice:
Aligned with you and your long-term financial needs.

We handle rebalancing and short-term financial needs with tax-efficiency toward your long-term goals.

  

Relationship choice:
A full-service advisor ,
our 100% digital offering 
or both  

Are you a values-driven investor?
Modern Investing:


IMPACTADVISOR LLC

MODERN INVESTING:
Ultra-tailored, Tax-aware wealth management
for individuals, business owners and retirees.



B Corp: ImpactAdvisor

655 Montgomery St, SF, CA 94111

(415) 860·5300   info@IMPACTADVISOR.com




We help our clients achieve their financial and personal goals, while giving them the power of choice to invest in alignment with their own mission statement.
Our Mission: To drive the adoption of sustainable investing into the mainstream to reduce CO₂ emissions, while aiming for superior after-tax returns.

IMPACTADVISOR ("ImpactAdvisor") is an investment advisor registered in California.
FINRA CRD# 175155 (Financial Industry Regulatory Authority / Central Registration Depository).

Our Tax Philosophy: Any tax-related advice provided to clients appropriately reflects the actual amount of income generated by the client over time; and the tax advice provided to a client for a jurisdiction appropriately reflects the actual operations of the client in that jurisdiction. Our specialty is in helping our clients shape and preplan events to reduce or eliminate tax liability within the parameters of the law.

This website should not be construed as a solicitation or offer to sell investment advisory services or as an offer or recommendation to trade in any security. Financial services are only provided to investors who become ImpactAdvisor clients after entering into a written agreement.

Past performance does not guarantee future results. Investment products are not FDIC insured, are not bank guaranteed and may lose value.

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